Insurance and more than dumb TV ads 

By: Jim Brown

Like most of you, I’ve had my fill of political ads and trial lawyer solicitations that seem to be constantly appearing on TV. But you know what bothers me even more? I’m sick of seeing that goofy commercial of some dumb and disheveled looking guy talking to an ostrich. “You only pay for what you need,” so it goes. So just how much automobile insurance do you really need? 

Let’s say you’re driving down the road with your family in the car and are broadsided by an illegal immigrant with no insurance. There are many such unlicensed drivers in Louisiana today. The other driver is at fault. Your car is totaled, and both you and the other passengers in your vehicle are seriously injured. The medical bills alone could add up to hundreds of thousands of dollars. And what about pain and suffering as well as loss of income. We’re now talking into the millions. Let’s ask the stupid guy with the mustache and his ostrich friend. How much do you need?